| Intrinsic Valuation of: PFC | |||||||||||
| Free Cash Flow Average and Growth over past 5Y | Key Statistics | ||||||||||
| Year | FCF | FCF (FCF/Revenue) | |||||||||
| 2020 | - | - | EPS (FY) | 79 | Market Cap | ₹1,471B | |||||
| 2021 | - | - (-) | P/E Ratio | 6 | Total Asset | ₹11,781B | |||||
| 2022 | ₹46B | - (-) | Net Income | ₹230B | Total Debt | ₹0 | |||||
| 2023 | ₹-748B | -1725.7% (-1886.4%) | EBITDA | - | Total Liab | ₹10,229B | |||||
| 2024 | ₹-981B | -31.1% (-7.5%) | Opr Margin | - | Debt/Equity | - | |||||
| 2025 | ₹-931B | 5.1% (23.6%) | PreTax Margin | - | BV/Share | 357 | |||||
| 5Y Average FCF | ₹-654B | 3.5% (-623.4%) | |||||||||
| Overall Market Assumptions: | |||||||||||
| Assumptions: | P/E for No-Growth Company: | 7.0 | |||||||||
| Perpetual Growth Rate (g): | 2.48% | Historical US Bond Yield: | 4.40% | ||||||||
| Discount Rate (WACC): | 7.30% | Current US Bond Yield: | 3.48% | ||||||||
| Forcasting Future Free Cash Flow for next 6Y | Modified Benjamin Graham's Intrinsic Value | ||||||||||
| Year | FCF Projection (3.5%) | ||||||||||
| 2026 | ₹48B | MBG Intrinsic Value | ₹702 | ||||||||
| 2027 | ₹49B | ||||||||||
| 2028 | ₹51B | ||||||||||
| 2029 | ₹52B | ||||||||||
| 2030 | ₹54B | ||||||||||
| 2031 | ₹55B | ||||||||||
| Terminal Value | ₹1,168B | Net Worth/Share | ₹470 | ||||||||
| DCF Valuation | DCF Valuation "What If" Scenario Table | ||||||||||
| Enterprise Value | ₹1,007B | Growth Rate | |||||||||
| (+) Cash & Cash Equivalents | ₹10B | ₹308 | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% | ||||
| (-) Total Debt | ₹0 | WACC | 6.5% | 309 | 335 | 369 | 412 | 469 | |||
| Equity Value | ₹1,017B | 7.2% | 271 | 291 | 314 | 344 | 381 | ||||
| Shares Outstanding | 3,300,101,760 | 7.9% | 242 | 256 | 274 | 296 | 322 | ||||
| 8.6% | 218 | 230 | 243 | 259 | 278 | ||||||
| DCF Intrinsic Value | ₹308 | 9.3% | 198 | 208 | 218 | 231 | 245 | ||||
| Analyzed by QuantJuice (2025) | |||||||||||