| Intrinsic Valuation of: MUTHOOTFIN | |||||||||||
| Free Cash Flow Average and Growth over past 5Y | Key Statistics | ||||||||||
| Year | FCF | FCF (FCF/Revenue) | |||||||||
| 2020 | - | - | EPS (FY) | 264 | Market Cap | ₹1,329B | |||||
| 2021 | - | - (-) | P/E Ratio | 13 | Total Asset | ₹1,329B | |||||
| 2022 | ₹-17B | - (-) | Net Income | ₹53B | Total Debt | ₹0 | |||||
| 2023 | ₹-29B | -73.9% (-79.6%) | EBITDA | - | Total Liab | ₹1,029B | |||||
| 2024 | ₹-138B | -369.5% (-274.9%) | Opr Margin | - | Debt/Equity | - | |||||
| 2025 | ₹-267B | -93.4% (-45.3%) | PreTax Margin | - | BV/Share | 731 | |||||
| 5Y Average FCF | ₹-113B | -2.0% (-133.3%) | |||||||||
| Overall Market Assumptions: | |||||||||||
| Assumptions: | P/E for No-Growth Company: | 7.0 | |||||||||
| Perpetual Growth Rate (g): | 1.00% | Historical US Bond Yield: | 4.40% | ||||||||
| Discount Rate (WACC): | 8.98% | Current US Bond Yield: | 3.48% | ||||||||
| Forcasting Future Free Cash Flow for next 6Y | Modified Benjamin Graham's Intrinsic Value | ||||||||||
| Year | FCF Projection (-2.0%) | ||||||||||
| 2026 | ₹0 | MBG Intrinsic Value | ₹2,366 | ||||||||
| 2027 | ₹0 | ||||||||||
| 2028 | ₹0 | ||||||||||
| 2029 | ₹0 | ||||||||||
| 2030 | ₹0 | ||||||||||
| 2031 | ₹0 | ||||||||||
| Terminal Value | ₹0 | Net Worth/Share | ₹747 | ||||||||
| DCF Valuation | DCF Valuation "What If" Scenario Table | ||||||||||
| Enterprise Value | ₹0 | Growth Rate | |||||||||
| (+) Cash & Cash Equivalents | ₹85B | ₹211 | 1.0% | 1.2% | 1.5% | 1.8% | 2.0% | ||||
| (-) Total Debt | ₹0 | WACC | 7.0% | 211 | 211 | 211 | 211 | 211 | |||
| Equity Value | ₹85B | 8.0% | 211 | 211 | 211 | 211 | 211 | ||||
| Shares Outstanding | 401,468,476 | 9.0% | 211 | 211 | 211 | 211 | 211 | ||||
| 10.0% | 211 | 211 | 211 | 211 | 211 | ||||||
| DCF Intrinsic Value | ₹211 | 11.0% | 211 | 211 | 211 | 211 | 211 | ||||
| Analyzed by QuantJuice (2025) | |||||||||||