| Intrinsic Valuation of: M&MFIN | |||||||||||
| Free Cash Flow Average and Growth over past 5Y | Key Statistics | ||||||||||
| Year | FCF | FCF (FCF/Revenue) | |||||||||
| 2020 | - | - | EPS (FY) | 18 | Market Cap | ₹353B | |||||
| 2021 | - | - (-) | P/E Ratio | 14 | Total Asset | ₹1,441B | |||||
| 2022 | ₹-3B | - (-) | Net Income | ₹23B | Total Debt | ₹0 | |||||
| 2023 | ₹-178B | -6201.3% (-5715.6%) | EBITDA | - | Total Liab | ₹1,225B | |||||
| 2024 | ₹-188B | -5.4% (4.2%) | Opr Margin | - | Debt/Equity | - | |||||
| 2025 | ₹-160B | 14.5% (23.3%) | PreTax Margin | - | BV/Share | 153 | |||||
| 5Y Average FCF | ₹-132B | -2064.0% (-1896.0%) | |||||||||
| Overall Market Assumptions: | |||||||||||
| Assumptions: | P/E for No-Growth Company: | 7.0 | |||||||||
| Perpetual Growth Rate (g): | 2.5% | Historical US Bond Yield: | 4.4% | ||||||||
| Discount Rate (WACC): | 7.4% | Current US Bond Yield: | 3.5% | ||||||||
| Forcasting Future Free Cash Flow for next 6Y | Modified Benjamin Graham's Intrinsic Value | ||||||||||
| Year | FCF Projection (4.0%) | ||||||||||
| 2026 | ₹-138B | MBG Intrinsic Value | ₹161 | ||||||||
| 2027 | ₹-143B | ||||||||||
| 2028 | ₹-149B | ||||||||||
| 2029 | ₹-155B | ||||||||||
| 2030 | ₹-161B | ||||||||||
| 2031 | ₹-167B | ||||||||||
| Terminal Value | ₹-3,480B | Net Worth/Share | ₹155 | ||||||||
| DCF Valuation | DCF Valuation "What If" Scenario Table | ||||||||||
| Enterprise Value | ₹-2,973B | Growth Rate | |||||||||
| (+) Cash & Cash Equivalents | ₹49B | ₹-2,105 | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% | ||||
| (-) Total Debt | ₹0 | WACC | 7.3% | -1,849 | -1,985 | -2,149 | -2,352 | -2,607 | |||
| Equity Value | ₹-2,924B | 7.4% | -1,833 | -1,966 | -2,127 | -2,324 | -2,572 | ||||
| Shares Outstanding | 1,389,330,048 | 7.4% | -1,817 | -1,947 | -2,105 | -2,297 | -2,539 | ||||
| 7.9% | -1,670 | -1,778 | -1,906 | -2,060 | -2,248 | ||||||
| DCF Intrinsic Value | ₹-2,105 | 8.4% | -1,545 | -1,635 | -1,741 | -1,866 | -2,016 | ||||
| Analyzed by QuantJuice (2025) | |||||||||||