| Intrinsic Valuation of: M&MFIN | |||||||||||
| Free Cash Flow Average and Growth over past 5Y | Key Statistics | ||||||||||
| Year | FCF | FCF (FCF/Revenue) | |||||||||
| 2020 | - | - | EPS (FY) | 18 | Market Cap | ₹375B | |||||
| 2021 | - | - (-) | P/E Ratio | 15 | Total Asset | ₹1,441B | |||||
| 2022 | ₹-3B | - (-) | Net Income | ₹23B | Total Debt | ₹0 | |||||
| 2023 | ₹-178B | -6201.3% (-5715.6%) | EBITDA | - | Total Liab | ₹1,225B | |||||
| 2024 | ₹-188B | -5.4% (4.3%) | Opr Margin | - | Debt/Equity | - | |||||
| 2025 | ₹-160B | 14.5% (23.3%) | PreTax Margin | - | BV/Share | 153 | |||||
| 5Y Average FCF | ₹-132B | -2064.0% (-1896.0%) | |||||||||
| Overall Market Assumptions: | |||||||||||
| Assumptions: | P/E for No-Growth Company: | 7.0 | |||||||||
| Perpetual Growth Rate (g): | 2.5% | Historical US Bond Yield: | 4.4% | ||||||||
| Discount Rate (WACC): | 7.4% | Current US Bond Yield: | 3.5% | ||||||||
| Forcasting Future Free Cash Flow for next 6Y | Modified Benjamin Graham's Intrinsic Value | ||||||||||
| Year | FCF Projection (4.0%) | ||||||||||
| 2026 | ₹-138B | MBG Intrinsic Value | ₹159 | ||||||||
| 2027 | ₹-143B | ||||||||||
| 2028 | ₹-149B | ||||||||||
| 2029 | ₹-155B | ||||||||||
| 2030 | ₹-161B | ||||||||||
| 2031 | ₹-167B | ||||||||||
| Terminal Value | ₹-3,480B | Net Worth/Share | ₹155 | ||||||||
| DCF Valuation | DCF Valuation "What If" Scenario Table | ||||||||||
| Enterprise Value | ₹-2,973B | Growth Rate | |||||||||
| (+) Cash & Cash Equivalents | ₹58B | ₹-2,098 | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% | ||||
| (-) Total Debt | ₹0 | WACC | 7.3% | -1,842 | -1,978 | -2,142 | -2,345 | -2,600 | |||
| Equity Value | ₹-2,914B | 7.4% | -1,826 | -1,959 | -2,120 | -2,317 | -2,566 | ||||
| Shares Outstanding | 1,389,330,048 | 7.4% | -1,810 | -1,941 | -2,098 | -2,290 | -2,532 | ||||
| 7.9% | -1,664 | -1,771 | -1,899 | -2,053 | -2,241 | ||||||
| DCF Intrinsic Value | ₹-2,098 | 8.4% | -1,538 | -1,629 | -1,734 | -1,859 | -2,009 | ||||
| Analyzed by QuantJuice (2025) | |||||||||||