| Intrinsic Valuation of: LLOYDSME | |||||||||||
| Free Cash Flow Average and Growth over past 5Y | Key Statistics | ||||||||||
| Year | FCF | FCF (FCF/Revenue) | |||||||||
| 2020 | - | - | EPS (FY) | 26 | Market Cap | ₹832B | |||||
| 2021 | - | - (-) | P/E Ratio | 61 | Total Asset | ₹94B | |||||
| 2022 | ₹-1B | - (-) | Net Income | ₹14B | Total Debt | ₹8B | |||||
| 2023 | ₹-9B | -567.1% (-36.0%) | EBITDA | ₹20B | Total Liab | ₹30B | |||||
| 2024 | ₹-196M | 97.8% (98.9%) | Opr Margin | 0.28 | Debt/Equity | 0.12 | |||||
| 2025 | ₹-25B | -12589.6% (-12311.3%) | PreTax Margin | 27.84 | BV/Share | 122 | |||||
| 5Y Average FCF | ₹-9B | -4352.9% (-4082.8%) | |||||||||
| Overall Market Assumptions: | |||||||||||
| Assumptions: | P/E for No-Growth Company: | 7.0 | |||||||||
| Perpetual Growth Rate (g): | 2.5% | Historical US Bond Yield: | 4.4% | ||||||||
| Discount Rate (WACC): | 7.4% | Current US Bond Yield: | 3.5% | ||||||||
| Forcasting Future Free Cash Flow for next 6Y | Modified Benjamin Graham's Intrinsic Value | ||||||||||
| Year | FCF Projection (4.0%) | ||||||||||
| 2026 | ₹-9B | MBG Intrinsic Value | ₹232 | ||||||||
| 2027 | ₹-10B | ||||||||||
| 2028 | ₹-10B | ||||||||||
| 2029 | ₹-10B | ||||||||||
| 2030 | ₹-11B | ||||||||||
| 2031 | ₹-11B | ||||||||||
| Terminal Value | ₹-234B | Net Worth/Share | ₹122 | ||||||||
| DCF Valuation | DCF Valuation "What If" Scenario Table | ||||||||||
| Enterprise Value | ₹-200B | Growth Rate | |||||||||
| (+) Cash & Cash Equivalents | ₹400M | ₹-395 | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% | ||||
| (-) Total Debt | ₹8B | WACC | 7.3% | -350 | -374 | -403 | -439 | -485 | |||
| Equity Value | ₹-207B | 7.4% | -347 | -371 | -399 | -435 | -479 | ||||
| Shares Outstanding | 523,080,992 | 7.4% | -344 | -367 | -395 | -430 | -473 | ||||
| 7.9% | -318 | -337 | -360 | -387 | -421 | ||||||
| DCF Intrinsic Value | ₹-395 | 8.4% | -296 | -312 | -330 | -353 | -380 | ||||
| Analyzed by QuantJuice (2025) | |||||||||||