| Intrinsic Valuation of: LLOYDSME | |||||||||||
| Free Cash Flow Average and Growth over past 5Y | Key Statistics | ||||||||||
| Year | FCF | FCF (FCF/Revenue) | |||||||||
| 2021 | - | - | EPS (FY) | 67 | Market Cap | ₹975B | |||||
| 2022 | - | - (-) | P/E Ratio | 26 | Total Asset | ₹416B | |||||
| 2023 | ₹-9B | - (-) | Net Income | ₹37B | Total Debt | ₹138B | |||||
| 2024 | ₹-196M | 97.8% (98.9%) | EBITDA | ₹64B | Total Liab | ₹274B | |||||
| 2025 | ₹-24B | -12131.6% (-11868.9%) | Opr Margin | 32.89 | Debt/Equity | 0.97 | |||||
| 2026 | ₹-70B | -192.9% (-15.4%) | PreTax Margin | 29.86 | BV/Share | 197 | |||||
| 5Y Average FCF | ₹-26B | -2.0% (-3928.5%) | |||||||||
| Overall Market Assumptions: | |||||||||||
| Assumptions: | P/E for No-Growth Company: | 7.0 | |||||||||
| Perpetual Growth Rate (g): | 1.00% | Historical US Bond Yield: | 4.40% | ||||||||
| Discount Rate (WACC): | 7.00% | Current US Bond Yield: | 3.48% | ||||||||
| Forcasting Future Free Cash Flow for next 6Y | Modified Benjamin Graham's Intrinsic Value | ||||||||||
| Year | FCF Projection (-2.0%) | ||||||||||
| 2027 | ₹0 | MBG Intrinsic Value | ₹598 | ||||||||
| 2028 | ₹0 | ||||||||||
| 2029 | ₹0 | ||||||||||
| 2030 | ₹0 | ||||||||||
| 2031 | ₹0 | ||||||||||
| 2032 | ₹0 | ||||||||||
| Terminal Value | ₹0 | Net Worth/Share | ₹254 | ||||||||
| DCF Valuation | DCF Valuation "What If" Scenario Table | ||||||||||
| Enterprise Value | ₹0 | Growth Rate | |||||||||
| (+) Cash & Cash Equivalents | ₹21B | ₹-208 | 1.0% | 1.2% | 1.5% | 1.8% | 2.0% | ||||
| (-) Total Debt | ₹138B | WACC | 6.5% | -208 | -208 | -208 | -208 | -208 | |||
| Equity Value | ₹-117B | 7.1% | -208 | -208 | -208 | -208 | -208 | ||||
| Shares Outstanding | 562,556,256 | 7.8% | -208 | -208 | -208 | -208 | -208 | ||||
| 8.4% | -208 | -208 | -208 | -208 | -208 | ||||||
| DCF Intrinsic Value | ₹-208 | 9.0% | -208 | -208 | -208 | -208 | -208 | ||||
| Analyzed by QuantJuice (2025) | |||||||||||