| Intrinsic Valuation of: JIOFIN | |||||||||||
| Free Cash Flow Average and Growth over past 5Y | Key Statistics | ||||||||||
| Year | FCF | FCF (FCF/Revenue) | |||||||||
| 2021 | - | - | EPS (FY) | 2 | Market Cap | ₹1,539B | |||||
| 2022 | - | - (-) | P/E Ratio | 97 | Total Asset | ₹1,635B | |||||
| 2023 | ₹21B | - (-) | Net Income | ₹16B | Total Debt | ₹218B | |||||
| 2024 | ₹-7B | -133.0% (-100.6%) | EBITDA | ₹27B | Total Liab | ₹296B | |||||
| 2025 | ₹-101B | -1392.6% (-1299.3%) | Opr Margin | 82.21 | Debt/Equity | 0.16 | |||||
| 2026 | ₹-155B | -53.5% (30.7%) | PreTax Margin | 55.29 | BV/Share | 202 | |||||
| 5Y Average FCF | ₹-61B | 15.0% (-456.4%) | |||||||||
| Overall Market Assumptions: | |||||||||||
| Assumptions: | P/E for No-Growth Company: | 7.0 | |||||||||
| Perpetual Growth Rate (g): | 2.48% | Historical US Bond Yield: | 4.40% | ||||||||
| Discount Rate (WACC): | 7.00% | Current US Bond Yield: | 3.48% | ||||||||
| Forcasting Future Free Cash Flow for next 6Y | Modified Benjamin Graham's Intrinsic Value | ||||||||||
| Year | FCF Projection (15.0%) | ||||||||||
| 2027 | ₹24B | MBG Intrinsic Value | ₹21 | ||||||||
| 2028 | ₹27B | ||||||||||
| 2029 | ₹29B | ||||||||||
| 2030 | ₹31B | ||||||||||
| 2031 | ₹33B | ||||||||||
| 2032 | ₹34B | ||||||||||
| Terminal Value | ₹767B | Net Worth/Share | ₹203 | ||||||||
| DCF Valuation | DCF Valuation "What If" Scenario Table | ||||||||||
| Enterprise Value | ₹650B | Growth Rate | |||||||||
| (+) Cash & Cash Equivalents | ₹7B | ₹67 | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% | ||||
| (-) Total Debt | ₹218B | WACC | 6.5% | 60 | 69 | 79 | 92 | 110 | |||
| Equity Value | ₹440B | 7.1% | 50 | 56 | 64 | 73 | 85 | ||||
| Shares Outstanding | 6,603,141,623 | 7.8% | 42 | 47 | 52 | 59 | 68 | ||||
| 8.4% | 35 | 39 | 43 | 49 | 55 | ||||||
| DCF Intrinsic Value | ₹67 | 9.0% | 29 | 32 | 36 | 40 | 45 | ||||
| Analyzed by QuantJuice (2025) | |||||||||||