| Intrinsic Valuation of: IDFCFIRSTB | |||||||||||
| Free Cash Flow Average and Growth over past 5Y | Key Statistics | ||||||||||
| Year | FCF | FCF (FCF/Revenue) | |||||||||
| 2021 | - | - | EPS (FY) | 2 | Market Cap | ₹582B | |||||
| 2022 | - | - (-) | P/E Ratio | 36 | Total Asset | ₹3,998B | |||||
| 2023 | ₹24B | - (-) | Net Income | ₹16B | Total Debt | ₹0 | |||||
| 2024 | ₹102B | 328.2% (227.5%) | EBITDA | - | Total Liab | ₹3,524B | |||||
| 2025 | ₹135B | 33.2% (14.0%) | Opr Margin | - | Debt/Equity | - | |||||
| 2026 | ₹60B | -55.4% (-59.7%) | PreTax Margin | - | BV/Share | 55 | |||||
| 5Y Average FCF | ₹80B | 15.0% (60.6%) | |||||||||
| Overall Market Assumptions: | |||||||||||
| Assumptions: | P/E for No-Growth Company: | 7.0 | |||||||||
| Perpetual Growth Rate (g): | 2.48% | Historical US Bond Yield: | 4.40% | ||||||||
| Discount Rate (WACC): | 8.98% | Current US Bond Yield: | 3.48% | ||||||||
| Forcasting Future Free Cash Flow for next 6Y | Modified Benjamin Graham's Intrinsic Value | ||||||||||
| Year | FCF Projection (15.0%) | ||||||||||
| 2027 | ₹76B | MBG Intrinsic Value | ₹17 | ||||||||
| 2028 | ₹86B | ||||||||||
| 2029 | ₹94B | ||||||||||
| 2030 | ₹102B | ||||||||||
| 2031 | ₹107B | ||||||||||
| 2032 | ₹109B | ||||||||||
| Terminal Value | ₹1,722B | Net Worth/Share | ₹55 | ||||||||
| DCF Valuation | DCF Valuation "What If" Scenario Table | ||||||||||
| Enterprise Value | ₹1,450B | Growth Rate | |||||||||
| (+) Cash & Cash Equivalents | ₹128B | ₹183 | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% | ||||
| (-) Total Debt | ₹0 | WACC | 7.0% | 223 | 240 | 260 | 285 | 317 | |||
| Equity Value | ₹1,577B | 8.0% | 190 | 201 | 215 | 230 | 249 | ||||
| Shares Outstanding | 8,608,314,932 | 9.0% | 166 | 174 | 183 | 194 | 206 | ||||
| 10.0% | 148 | 154 | 160 | 168 | 176 | ||||||
| DCF Intrinsic Value | ₹183 | 11.0% | 133 | 138 | 143 | 148 | 155 | ||||
| Analyzed by QuantJuice (2025) | |||||||||||