| Intrinsic Valuation of: IDFCFIRSTB | |||||||||||
| Free Cash Flow Average and Growth over past 5Y | Key Statistics | ||||||||||
| Year | FCF | FCF (FCF/Revenue) | |||||||||
| 2020 | - | - | EPS (FY) | 3 | Market Cap | ₹566B | |||||
| 2021 | - | - (-) | P/E Ratio | 29 | Total Asset | ₹2,962B | |||||
| 2022 | ₹135B | - (-) | Net Income | ₹29B | Total Debt | ₹0 | |||||
| 2023 | ₹21B | -84.2% (-87.6%) | EBITDA | - | Total Liab | ₹2,639B | |||||
| 2024 | ₹24B | 11.6% (-13.7%) | Opr Margin | - | Debt/Equity | - | |||||
| 2025 | ₹102B | 328.2% (227.5%) | PreTax Margin | - | BV/Share | 44 | |||||
| 5Y Average FCF | ₹70B | 85.2% (42.1%) | |||||||||
| Overall Market Assumptions: | |||||||||||
| Assumptions: | P/E for No-Growth Company: | 7.0 | |||||||||
| Perpetual Growth Rate (g): | 2.5% | Historical US Bond Yield: | 4.4% | ||||||||
| Discount Rate (WACC): | 7.4% | Current US Bond Yield: | 3.5% | ||||||||
| Forcasting Future Free Cash Flow for next 6Y | Modified Benjamin Graham's Intrinsic Value | ||||||||||
| Year | FCF Projection (25.0%) | ||||||||||
| 2026 | ₹127B | MBG Intrinsic Value | ₹24 | ||||||||
| 2027 | ₹159B | ||||||||||
| 2028 | ₹199B | ||||||||||
| 2029 | ₹248B | ||||||||||
| 2030 | ₹310B | ||||||||||
| 2031 | ₹388B | ||||||||||
| Terminal Value | ₹8,065B | Net Worth/Share | ₹44 | ||||||||
| DCF Valuation | DCF Valuation "What If" Scenario Table | ||||||||||
| Enterprise Value | ₹6,318B | Growth Rate | |||||||||
| (+) Cash & Cash Equivalents | ₹125B | ₹879 | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% | ||||
| (-) Total Debt | ₹0 | WACC | 7.3% | 766 | 826 | 898 | 987 | 1,099 | |||
| Equity Value | ₹6,443B | 7.4% | 759 | 818 | 888 | 975 | 1,084 | ||||
| Shares Outstanding | 7,333,109,760 | 7.4% | 752 | 810 | 879 | 963 | 1,069 | ||||
| 7.9% | 689 | 736 | 792 | 860 | 942 | ||||||
| DCF Intrinsic Value | ₹879 | 8.4% | 635 | 674 | 721 | 775 | 841 | ||||
| Analyzed by QuantJuice (2025) | |||||||||||