| Intrinsic Valuation of: IDFCFIRSTB | |||||||||||
| Free Cash Flow Average and Growth over past 5Y | Key Statistics | ||||||||||
| Year | FCF | FCF (FCF/Revenue) | |||||||||
| 2020 | - | - | EPS (FY) | 2 | Market Cap | ₹499B | |||||
| 2021 | - | - (-) | P/E Ratio | 39 | Total Asset | ₹3,439B | |||||
| 2022 | ₹21B | - (-) | Net Income | ₹15B | Total Debt | ₹0 | |||||
| 2023 | ₹24B | 11.6% (-13.7%) | EBITDA | - | Total Liab | ₹3,058B | |||||
| 2024 | ₹102B | 328.2% (227.5%) | Opr Margin | - | Debt/Equity | - | |||||
| 2025 | ₹135B | 33.2% (13.4%) | PreTax Margin | - | BV/Share | 52 | |||||
| 5Y Average FCF | ₹71B | 124.3% (75.7%) | |||||||||
| Overall Market Assumptions: | |||||||||||
| Assumptions: | P/E for No-Growth Company: | 7.0 | |||||||||
| Perpetual Growth Rate (g): | 2.5% | Historical US Bond Yield: | 4.4% | ||||||||
| Discount Rate (WACC): | 7.4% | Current US Bond Yield: | 3.5% | ||||||||
| Forcasting Future Free Cash Flow for next 6Y | Modified Benjamin Graham's Intrinsic Value | ||||||||||
| Year | FCF Projection (25.0%) | ||||||||||
| 2026 | ₹169B | MBG Intrinsic Value | ₹16 | ||||||||
| 2027 | ₹212B | ||||||||||
| 2028 | ₹265B | ||||||||||
| 2029 | ₹331B | ||||||||||
| 2030 | ₹413B | ||||||||||
| 2031 | ₹517B | ||||||||||
| Terminal Value | ₹10,743B | Net Worth/Share | ₹52 | ||||||||
| DCF Valuation | DCF Valuation "What If" Scenario Table | ||||||||||
| Enterprise Value | ₹8,416B | Growth Rate | |||||||||
| (+) Cash & Cash Equivalents | ₹151B | ₹1,168 | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% | ||||
| (-) Total Debt | ₹0 | WACC | 7.3% | 1,018 | 1,098 | 1,194 | 1,312 | 1,461 | |||
| Equity Value | ₹8,567B | 7.4% | 1,009 | 1,087 | 1,181 | 1,296 | 1,441 | ||||
| Shares Outstanding | 7,336,620,032 | 7.4% | 999 | 1,076 | 1,168 | 1,280 | 1,422 | ||||
| 7.9% | 915 | 978 | 1,053 | 1,143 | 1,253 | ||||||
| DCF Intrinsic Value | ₹1,168 | 8.4% | 843 | 896 | 957 | 1,030 | 1,118 | ||||
| Analyzed by QuantJuice (2025) | |||||||||||