| Intrinsic Valuation of: FEDERALBNK | |||||||||||
| Free Cash Flow Average and Growth over past 5Y | Key Statistics | ||||||||||
| Year | FCF | FCF (FCF/Revenue) | |||||||||
| 2020 | - | - | EPS (FY) | 17 | Market Cap | ₹537B | |||||
| 2021 | - | - (-) | P/E Ratio | 13 | Total Asset | ₹3,602B | |||||
| 2022 | ₹-81B | - (-) | Net Income | ₹42B | Total Debt | ₹0 | |||||
| 2023 | ₹53M | 100.1% (100.1%) | EBITDA | - | Total Liab | ₹3,247B | |||||
| 2024 | ₹61B | 115581.7% (96670.7%) | Opr Margin | - | Debt/Equity | - | |||||
| 2025 | ₹80B | 31.8% (12.5%) | PreTax Margin | - | BV/Share | 141 | |||||
| 5Y Average FCF | ₹15B | 38571.2% (32261.1%) | |||||||||
| Overall Market Assumptions: | |||||||||||
| Assumptions: | P/E for No-Growth Company: | 7.0 | |||||||||
| Perpetual Growth Rate (g): | 2.5% | Historical US Bond Yield: | 4.4% | ||||||||
| Discount Rate (WACC): | 7.4% | Current US Bond Yield: | 3.5% | ||||||||
| Forcasting Future Free Cash Flow for next 6Y | Modified Benjamin Graham's Intrinsic Value | ||||||||||
| Year | FCF Projection (25.0%) | ||||||||||
| 2026 | ₹101B | MBG Intrinsic Value | ₹154 | ||||||||
| 2027 | ₹126B | ||||||||||
| 2028 | ₹157B | ||||||||||
| 2029 | ₹196B | ||||||||||
| 2030 | ₹246B | ||||||||||
| 2031 | ₹307B | ||||||||||
| Terminal Value | ₹6,382B | Net Worth/Share | ₹144 | ||||||||
| DCF Valuation | DCF Valuation "What If" Scenario Table | ||||||||||
| Enterprise Value | ₹4,999B | Growth Rate | |||||||||
| (+) Cash & Cash Equivalents | ₹316B | ₹2,165 | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% | ||||
| (-) Total Debt | ₹0 | WACC | 7.3% | 1,899 | 2,040 | 2,211 | 2,421 | 2,685 | |||
| Equity Value | ₹5,315B | 7.4% | 1,883 | 2,021 | 2,188 | 2,393 | 2,650 | ||||
| Shares Outstanding | 2,455,130,112 | 7.4% | 1,866 | 2,002 | 2,165 | 2,365 | 2,616 | ||||
| 7.9% | 1,716 | 1,828 | 1,961 | 2,120 | 2,316 | ||||||
| DCF Intrinsic Value | ₹2,165 | 8.4% | 1,589 | 1,682 | 1,791 | 1,921 | 2,077 | ||||
| Analyzed by QuantJuice (2025) | |||||||||||