| Intrinsic Valuation of: CHOLAFIN | |||||||||||
| Free Cash Flow Average and Growth over past 5Y | Key Statistics | ||||||||||
| Year | FCF | FCF (FCF/Revenue) | |||||||||
| 2020 | - | - | EPS (FY) | 50 | Market Cap | ₹1,369B | |||||
| 2021 | - | - (-) | P/E Ratio | 32 | Total Asset | ₹2,019B | |||||
| 2022 | ₹-57B | - (-) | Net Income | ₹43B | Total Debt | ₹0 | |||||
| 2023 | ₹-273B | -381.6% (-295.3%) | EBITDA | - | Total Liab | ₹1,782B | |||||
| 2024 | ₹-368B | -34.7% (5.6%) | Opr Margin | - | Debt/Equity | - | |||||
| 2025 | ₹-326B | 11.3% (33.8%) | PreTax Margin | - | BV/Share | 281 | |||||
| 5Y Average FCF | ₹-256B | -135.0% (-85.3%) | |||||||||
| Overall Market Assumptions: | |||||||||||
| Assumptions: | P/E for No-Growth Company: | 7.0 | |||||||||
| Perpetual Growth Rate (g): | 2.5% | Historical US Bond Yield: | 4.4% | ||||||||
| Discount Rate (WACC): | 7.4% | Current US Bond Yield: | 3.5% | ||||||||
| Forcasting Future Free Cash Flow for next 6Y | Modified Benjamin Graham's Intrinsic Value | ||||||||||
| Year | FCF Projection (4.0%) | ||||||||||
| 2026 | ₹-266B | MBG Intrinsic Value | ₹445 | ||||||||
| 2027 | ₹-277B | ||||||||||
| 2028 | ₹-288B | ||||||||||
| 2029 | ₹-299B | ||||||||||
| 2030 | ₹-311B | ||||||||||
| 2031 | ₹-324B | ||||||||||
| Terminal Value | ₹-6,730B | Net Worth/Share | ₹281 | ||||||||
| DCF Valuation | DCF Valuation "What If" Scenario Table | ||||||||||
| Enterprise Value | ₹-5,750B | Growth Rate | |||||||||
| (+) Cash & Cash Equivalents | ₹95B | ₹-6,723 | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% | ||||
| (-) Total Debt | ₹0 | WACC | 7.3% | -5,906 | -6,341 | -6,866 | -7,512 | -8,326 | |||
| Equity Value | ₹-5,655B | 7.4% | -5,854 | -6,280 | -6,794 | -7,424 | -8,217 | ||||
| Shares Outstanding | 841,177,024 | 7.4% | -5,803 | -6,221 | -6,723 | -7,339 | -8,111 | ||||
| 7.9% | -5,336 | -5,681 | -6,089 | -6,579 | -7,181 | ||||||
| DCF Intrinsic Value | ₹-6,723 | 8.4% | -4,936 | -5,224 | -5,561 | -5,960 | -6,439 | ||||
| Analyzed by QuantJuice (2025) | |||||||||||