| Intrinsic Valuation of: CHOLAFIN | |||||||||||
| Free Cash Flow Average and Growth over past 5Y | Key Statistics | ||||||||||
| Year | FCF | FCF (FCF/Revenue) | |||||||||
| 2020 | - | - | EPS (FY) | 62 | Market Cap | ₹1,318B | |||||
| 2021 | - | - (-) | P/E Ratio | 25 | Total Asset | ₹2,019B | |||||
| 2022 | ₹-57B | - (-) | Net Income | ₹43B | Total Debt | ₹0 | |||||
| 2023 | ₹-273B | -381.6% (-295.3%) | EBITDA | - | Total Liab | ₹1,782B | |||||
| 2024 | ₹-368B | -34.7% (3.2%) | Opr Margin | - | Debt/Equity | - | |||||
| 2025 | ₹-326B | 11.3% (34.3%) | PreTax Margin | - | BV/Share | 277 | |||||
| 5Y Average FCF | ₹-256B | -2.0% (-85.9%) | |||||||||
| Overall Market Assumptions: | |||||||||||
| Assumptions: | P/E for No-Growth Company: | 7.0 | |||||||||
| Perpetual Growth Rate (g): | 1.00% | Historical US Bond Yield: | 4.40% | ||||||||
| Discount Rate (WACC): | 7.00% | Current US Bond Yield: | 3.48% | ||||||||
| Forcasting Future Free Cash Flow for next 6Y | Modified Benjamin Graham's Intrinsic Value | ||||||||||
| Year | FCF Projection (-2.0%) | ||||||||||
| 2026 | ₹0 | MBG Intrinsic Value | ₹553 | ||||||||
| 2027 | ₹0 | ||||||||||
| 2028 | ₹0 | ||||||||||
| 2029 | ₹0 | ||||||||||
| 2030 | ₹0 | ||||||||||
| 2031 | ₹0 | ||||||||||
| Terminal Value | ₹0 | Net Worth/Share | ₹278 | ||||||||
| DCF Valuation | DCF Valuation "What If" Scenario Table | ||||||||||
| Enterprise Value | ₹0 | Growth Rate | |||||||||
| (+) Cash & Cash Equivalents | ₹65B | ₹77 | 1.0% | 1.2% | 1.5% | 1.8% | 2.0% | ||||
| (-) Total Debt | ₹0 | WACC | 6.5% | 77 | 77 | 77 | 77 | 77 | |||
| Equity Value | ₹65B | 7.1% | 77 | 77 | 77 | 77 | 77 | ||||
| Shares Outstanding | 852,324,401 | 7.8% | 77 | 77 | 77 | 77 | 77 | ||||
| 8.4% | 77 | 77 | 77 | 77 | 77 | ||||||
| DCF Intrinsic Value | ₹77 | 9.0% | 77 | 77 | 77 | 77 | 77 | ||||
| Analyzed by QuantJuice (2025) | |||||||||||