| Intrinsic Valuation of: BAJAJHFL | |||||||||||
| Free Cash Flow Average and Growth over past 5Y | Key Statistics | ||||||||||
| Year | FCF | FCF (FCF/Revenue) | |||||||||
| 2021 | - | - | EPS (FY) | 3 | Market Cap | ₹698B | |||||
| 2022 | - | - (-) | P/E Ratio | 27 | Total Asset | ₹1,271B | |||||
| 2023 | ₹-144B | - (-) | Net Income | ₹26B | Total Debt | ₹1,037B | |||||
| 2024 | ₹-146B | -1.9% (23.8%) | EBITDA | ₹35B | Total Liab | ₹1,046B | |||||
| 2025 | ₹-171B | -16.9% (8.5%) | Opr Margin | 31.15 | Debt/Equity | 4.60 | |||||
| 2026 | ₹-199B | -16.5% (1.0%) | PreTax Margin | 31.15 | BV/Share | 27 | |||||
| 5Y Average FCF | ₹-165B | 2.5% (11.1%) | |||||||||
| Overall Market Assumptions: | |||||||||||
| Assumptions: | P/E for No-Growth Company: | 7.0 | |||||||||
| Perpetual Growth Rate (g): | 2.48% | Historical US Bond Yield: | 4.40% | ||||||||
| Discount Rate (WACC): | 7.00% | Current US Bond Yield: | 3.48% | ||||||||
| Forcasting Future Free Cash Flow for next 6Y | Modified Benjamin Graham's Intrinsic Value | ||||||||||
| Year | FCF Projection (2.5%) | ||||||||||
| 2027 | ₹0 | MBG Intrinsic Value | ₹27 | ||||||||
| 2028 | ₹0 | ||||||||||
| 2029 | ₹0 | ||||||||||
| 2030 | ₹0 | ||||||||||
| 2031 | ₹0 | ||||||||||
| 2032 | ₹0 | ||||||||||
| Terminal Value | ₹0 | Net Worth/Share | ₹27 | ||||||||
| DCF Valuation | DCF Valuation "What If" Scenario Table | ||||||||||
| Enterprise Value | ₹0 | Growth Rate | |||||||||
| (+) Cash & Cash Equivalents | ₹2B | ₹-124 | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% | ||||
| (-) Total Debt | ₹1,037B | WACC | 6.5% | -124 | -124 | -124 | -124 | -124 | |||
| Equity Value | ₹-1,035B | 7.1% | -124 | -124 | -124 | -124 | -124 | ||||
| Shares Outstanding | 8,328,662,006 | 7.8% | -124 | -124 | -124 | -124 | -124 | ||||
| 8.4% | -124 | -124 | -124 | -124 | -124 | ||||||
| DCF Intrinsic Value | ₹-124 | 9.0% | -124 | -124 | -124 | -124 | -124 | ||||
| Analyzed by QuantJuice (2025) | |||||||||||