| Intrinsic Valuation of: BAJAJFINSV | |||||||||||
| Free Cash Flow Average and Growth over past 5Y | Key Statistics | ||||||||||
| Year | FCF | FCF (FCF/Revenue) | |||||||||
| 2020 | - | - | EPS (FY) | 59 | Market Cap | ₹3,054B | |||||
| 2021 | - | - (-) | P/E Ratio | 32 | Total Asset | ₹6,522B | |||||
| 2022 | ₹-346B | - (-) | Net Income | ₹89B | Total Debt | ₹2,517B | |||||
| 2023 | ₹-407B | -17.7% (2.0%) | EBITDA | - | Total Liab | ₹5,238B | |||||
| 2024 | ₹-669B | -64.5% (-21.6%) | Opr Margin | - | Debt/Equity | 1.96 | |||||
| 2025 | ₹-640B | 4.4% (21.2%) | PreTax Margin | - | BV/Share | 439 | |||||
| 5Y Average FCF | ₹-515B | -25.9% (0.5%) | |||||||||
| Overall Market Assumptions: | |||||||||||
| Assumptions: | P/E for No-Growth Company: | 7.0 | |||||||||
| Perpetual Growth Rate (g): | 2.5% | Historical US Bond Yield: | 4.4% | ||||||||
| Discount Rate (WACC): | 7.4% | Current US Bond Yield: | 3.5% | ||||||||
| Forcasting Future Free Cash Flow for next 6Y | Modified Benjamin Graham's Intrinsic Value | ||||||||||
| Year | FCF Projection (4.0%) | ||||||||||
| 2026 | ₹-536B | MBG Intrinsic Value | ₹528 | ||||||||
| 2027 | ₹-558B | ||||||||||
| 2028 | ₹-580B | ||||||||||
| 2029 | ₹-603B | ||||||||||
| 2030 | ₹-627B | ||||||||||
| 2031 | ₹-652B | ||||||||||
| Terminal Value | ₹-13,561B | Net Worth/Share | ₹805 | ||||||||
| DCF Valuation | DCF Valuation "What If" Scenario Table | ||||||||||
| Enterprise Value | ₹-11,587B | Growth Rate | |||||||||
| (+) Cash & Cash Equivalents | ₹58B | ₹-8,799 | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% | ||||
| (-) Total Debt | ₹2,517B | WACC | 7.3% | -7,932 | -8,393 | -8,951 | -9,636 | -10,501 | |||
| Equity Value | ₹-14,045B | 7.4% | -7,877 | -8,329 | -8,874 | -9,544 | -10,386 | ||||
| Shares Outstanding | 1,596,249,984 | 7.4% | -7,822 | -8,266 | -8,799 | -9,453 | -10,273 | ||||
| 7.9% | -7,326 | -7,692 | -8,125 | -8,646 | -9,285 | ||||||
| DCF Intrinsic Value | ₹-8,799 | 8.4% | -6,902 | -7,208 | -7,565 | -7,988 | -8,498 | ||||
| Analyzed by QuantJuice (2025) | |||||||||||