| Intrinsic Valuation of: BAJAJFINSV | |||||||||||
| Free Cash Flow Average and Growth over past 5Y | Key Statistics | ||||||||||
| Year | FCF | FCF (FCF/Revenue) | |||||||||
| 2020 | - | - | EPS (FY) | 55 | Market Cap | ₹3,277B | |||||
| 2021 | - | - (-) | P/E Ratio | 37 | Total Asset | ₹6,522B | |||||
| 2022 | ₹-346B | - (-) | Net Income | ₹89B | Total Debt | ₹2,829B | |||||
| 2023 | ₹-407B | -17.7% (2.0%) | EBITDA | - | Total Liab | ₹5,238B | |||||
| 2024 | ₹-669B | -64.5% (-26.3%) | Opr Margin | - | Debt/Equity | 2.20 | |||||
| 2025 | ₹-640B | 4.4% (19.4%) | PreTax Margin | - | BV/Share | 439 | |||||
| 5Y Average FCF | ₹-515B | -25.9% (-1.6%) | |||||||||
| Overall Market Assumptions: | |||||||||||
| Assumptions: | P/E for No-Growth Company: | 7.0 | |||||||||
| Perpetual Growth Rate (g): | 2.5% | Historical US Bond Yield: | 4.4% | ||||||||
| Discount Rate (WACC): | 7.4% | Current US Bond Yield: | 3.5% | ||||||||
| Forcasting Future Free Cash Flow for next 6Y | Modified Benjamin Graham's Intrinsic Value | ||||||||||
| Year | FCF Projection (4.0%) | ||||||||||
| 2026 | ₹-536B | MBG Intrinsic Value | ₹492 | ||||||||
| 2027 | ₹-558B | ||||||||||
| 2028 | ₹-580B | ||||||||||
| 2029 | ₹-603B | ||||||||||
| 2030 | ₹-627B | ||||||||||
| 2031 | ₹-652B | ||||||||||
| Terminal Value | ₹-13,561B | Net Worth/Share | ₹805 | ||||||||
| DCF Valuation | DCF Valuation "What If" Scenario Table | ||||||||||
| Enterprise Value | ₹-11,587B | Growth Rate | |||||||||
| (+) Cash & Cash Equivalents | ₹58B | ₹-9,002 | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% | ||||
| (-) Total Debt | ₹2,829B | WACC | 7.3% | -8,134 | -8,596 | -9,153 | -9,840 | -10,706 | |||
| Equity Value | ₹-14,358B | 7.4% | -8,079 | -8,531 | -9,077 | -9,747 | -10,590 | ||||
| Shares Outstanding | 1,594,989,952 | 7.4% | -8,024 | -8,468 | -9,002 | -9,656 | -10,477 | ||||
| 7.9% | -7,528 | -7,894 | -8,327 | -8,849 | -9,488 | ||||||
| DCF Intrinsic Value | ₹-9,002 | 8.4% | -7,103 | -7,409 | -7,767 | -8,191 | -8,700 | ||||
| Analyzed by QuantJuice (2025) | |||||||||||