| Intrinsic Valuation of: BAJAJFINSV | |||||||||||
| Free Cash Flow Average and Growth over past 5Y | Key Statistics | ||||||||||
| Year | FCF | FCF (FCF/Revenue) | |||||||||
| 2020 | - | - | EPS (FY) | 61 | Market Cap | ₹2,762B | |||||
| 2021 | - | - (-) | P/E Ratio | 28 | Total Asset | ₹6,522B | |||||
| 2022 | ₹-346B | - (-) | Net Income | ₹89B | Total Debt | ₹2,517B | |||||
| 2023 | ₹-407B | -17.7% (2.0%) | EBITDA | - | Total Liab | ₹5,238B | |||||
| 2024 | ₹-669B | -64.5% (-21.6%) | Opr Margin | - | Debt/Equity | 1.96 | |||||
| 2025 | ₹-640B | 4.4% (21.2%) | PreTax Margin | - | BV/Share | 438 | |||||
| 5Y Average FCF | ₹-515B | 2.5% (0.5%) | |||||||||
| Overall Market Assumptions: | |||||||||||
| Assumptions: | P/E for No-Growth Company: | 7.0 | |||||||||
| Perpetual Growth Rate (g): | 2.48% | Historical US Bond Yield: | 4.40% | ||||||||
| Discount Rate (WACC): | 7.30% | Current US Bond Yield: | 3.48% | ||||||||
| Forcasting Future Free Cash Flow for next 6Y | Modified Benjamin Graham's Intrinsic Value | ||||||||||
| Year | FCF Projection (2.5%) | ||||||||||
| 2026 | ₹0 | MBG Intrinsic Value | ₹546 | ||||||||
| 2027 | ₹0 | ||||||||||
| 2028 | ₹0 | ||||||||||
| 2029 | ₹0 | ||||||||||
| 2030 | ₹0 | ||||||||||
| 2031 | ₹0 | ||||||||||
| Terminal Value | ₹0 | Net Worth/Share | ₹803 | ||||||||
| DCF Valuation | DCF Valuation "What If" Scenario Table | ||||||||||
| Enterprise Value | ₹0 | Growth Rate | |||||||||
| (+) Cash & Cash Equivalents | ₹58B | ₹-1,538 | 1.5% | 2.0% | 2.5% | 3.0% | 3.5% | ||||
| (-) Total Debt | ₹2,517B | WACC | 6.5% | -1,538 | -1,538 | -1,538 | -1,538 | -1,538 | |||
| Equity Value | ₹-2,459B | 7.2% | -1,538 | -1,538 | -1,538 | -1,538 | -1,538 | ||||
| Shares Outstanding | 1,598,508,313 | 7.9% | -1,538 | -1,538 | -1,538 | -1,538 | -1,538 | ||||
| 8.6% | -1,538 | -1,538 | -1,538 | -1,538 | -1,538 | ||||||
| DCF Intrinsic Value | ₹-1,538 | 9.3% | -1,538 | -1,538 | -1,538 | -1,538 | -1,538 | ||||
| Analyzed by QuantJuice (2025) | |||||||||||